Built for SACCOs, Credit Unions & MFIs
Complete SACCO management, made simple.
Manage members, savings, loans, shares, repayments, and reports in one secure system.
Purpose-built
Everything your team needs to manage credit and savings.
SaccoSuite replaces spreadsheets, paper records, and disconnected processes with one easy-to-use platform.
Member management
Know every member at a glance.
Track contributions, view loan history, manage guarantor links, and update member verification details — all without leaving the member's profile.
Complete member profiles
Contribution history, loan records, and contact details all in one place — no switching between files or sheets.
Member verification (KYC) tracking
Document status and expiry dates flagged automatically so your team is always ready for an audit.
Guarantor links at a glance
See who has guaranteed what across your member base before approving any new loan.
Loan management
Approve loans faster, with less paperwork.
Receive applications, run assessments, verify guarantors, approve, and release funds — with a complete audit trail at every stage.
Structured assessment workflow
Every application goes through the same eligibility checks — consistent, fair, and easy to review.
Multi-stage approval
Loan officers and managers each review at the right stage, with a clear record at every step.
Repayment tracking
Outstanding balances, overdue accounts, and full repayment history tracked in one view.
Savings & dividends
Grow members' savings, the right way.
Track member savings balances, member contributions, fixed deposit accounts, and dividend distributions with full history and reporting.
Savings and share accounts
Each member's savings balances and contributions kept clean and separate, ready for any audit.
Fixed deposit term tracking
Maturity dates, terms, and balances updated automatically across all fixed deposit accounts.
Dividend distribution records
Calculations and payouts recorded with full member-level detail.
Reports & compliance
Stay audit-ready, every day of the year.
Generate the compliance reports your regulator requires directly from live data. Every member, loan, savings, and repayment record is captured, traceable, and exportable at any time.
Compliance report generation
Quarterly and annual compliance reports produced directly from your live operational data.
Full audit trail
Every action across members, loans, and payments is timestamped and attributed to a user.
Portfolio and arrears reports
Member summaries, loan performance, and arrears visibility in exportable formats.
And much more
The details that quietly matter.
SMS notifications
Automated alerts for contributions, loan approvals, and dividend payouts — sent directly to member phones.
Compliance reports
Generate the compliance reports your regulator requires, directly from your live data.
Audit trails
Every action is logged. Know who changed what, and when, across members, loans, and payments.
Role-based access
Loan officers, branch managers, and administrators each see exactly the access their role requires.
Bulk operations
Process batch repayments, send group notifications, and update member records at scale.
Member self-service portal
Members check balances, view loan status, and download statements without calling the office.
Common questions
Everything you might be wondering.
How quickly can we get our members onto the platform?
Most organisations are up and running within two to four weeks. We handle the data migration from your existing records — whether that's spreadsheets, another system, or paper registers — and include staff training before your go-live date.
Can our loan officer see all members, or only the ones they're working on?
You control exactly what each staff member can see and do. Loan officers can be limited to their own loan queue, branch managers to their branch, and administrators get full access. You set the rules.
Do members get notified when their loan is approved or a payment is due?
Yes. SaccoSuite sends automatic SMS notifications to members when loans are approved, when repayments are due, and when contributions are posted. No manual messaging needed.
How does the compliance report work — does someone have to compile it manually?
No. Compliance reports are generated directly from the live data in the system. You select the period, click generate, and download. The data is always current and complete.
What happens to our data if we stop using the platform?
You can request a full export of your data at any time. If you end your subscription, you have 30 days to download everything before the data is removed from our servers.
Does it work if we operate across more than one branch?
Yes. SaccoSuite supports multiple branches with separate access controls and reporting. Head office can see across all branches; each branch sees only their own members and records.
Still have questions? Get in touch →