Features

Everything your cooperative needs.

SaccoSuite is organised into focused modules. Each one covers a specific part of your operation — from member intake to compliance reporting.

Finance team reviewing credit and savings dashboard
Members

Keep every member record organised and accessible.

  • Member profiles

    Unified records with contact details, membership status, KYC, and full activity history.

  • Member verification (KYC)

    Document status and expiry dates tracked automatically with alerts before they lapse.

  • Guarantor management

    Guarantor links visible across member records during any loan assessment.

Savings

Track savings, shares, and dividends with clarity.

  • Savings & share accounts

    Clean separation between savings and share accounts per member.

  • Fixed deposits

    Term tracking, balance management, and maturity date notifications.

  • Dividend distribution

    Calculation, allocation, and distribution records with full history.

Loans

Manage the full loan journey from application to collection.

  • Loan applications

    Structured intake with eligibility checks, document capture, and guarantor verification.

  • Approval workflows

    Configurable approval stages to support your organisation's lending governance.

  • Loan payout

    Tracked payout with audit records from approval through to release.

  • Repayment tracking

    Balances, schedules, arrears flags, and repayment history per loan.

Reports

Give managers and regulators the visibility they need.

  • Compliance reports

    Quarterly and annual compliance report generation from live operational data.

  • Portfolio reports

    Loan performance, savings growth, and member activity summaries.

  • Audit trails

    Every action timestamped and attributed — ready for internal and external review.

  • Role-based access

    Staff see only what their role requires — from loan officer to administrator.

  • Multi-branch support

    Structured access and reporting across branches or tenants.

See the features in action.

Request access to a restricted demo workspace and explore SaccoSuite using sample data.